@QQ --
Praying to "the universe" is still beseeching a "higher power" to intercede on your behalf, and thus would fall under the religious definition of prayer, not the secular version. I do not do that. I might think "it might be nice if I found twenty bucks" but I never ask for it to happen, nor do I think that the thought alters the likelihood of it happening. So, what you were defining as "prayer" does not include my activities. Under the definition you were using in your post, I do not pray at all.
Your intended meaning is irrelevant if you fail to bring that across due to sloppy language and poor writing skills. Perhaps you should work on your own failings before projecting them into others so you can attack them
That's so rich coming from you.