Dragon, you've had a lot of positive replies here showing you that you have nothing to feel guilty about, which you don't seem to have responded to in any meaningful way.
Seeing as we're on the subject of phobias, then it's only right that I point out to you that yes, you do seem to have a lot of issues you have to sort out. From homophobia, to a disdain of alcohol, drugs and smoking, from valuing your virginity until you are married to, whatever, from this that and the other to that, this and something else, you, for a 20 year old, show too mucho hang-upso.
You remind me of someone living inside an eggshell and perhaps it's time to break out of it and experience a bit of real life. Your display of integrity would carry more weight if you were actually able to put your head in the lion's mouth for once, and were able to walk away with it still firmly on your shoulders. Like the man said, take a walk on the wild side, where the coloured girls go, boom ti boom.