Well, you could almost apply that same logic with most any other goods and services. There's a "high cost" of producing meat and vegatables; the peope have to eat, there's a limited number of producers; people have to pay what they charge.
The thing that people fail to take into account is the basics of supply and demand in capitalism. But by the same token, they often exaggerate the slowness by which supply and demand work. For example, farmers and ranchers could just stop supplying food to the public ....sure it cause a major upset in the system, but it would also put those farmers and ranchers out of business! And, in a short time, others would see the profit in it, and begin producing the food at a reasonable cost. But it takes time, right?
Capitalism works ...but it's not and never has been an immediate system of economics. The government tries to smooth out those harsh spikes in the system, but the government oversteps it's authority by keeping "some" checks and balances in place.
National healthcare, national insurance is just one more step towards socialism, which is basically giving to the poor, the unemployed, the sick, the disabled, etc, by taking from those who work and have money! I don't see how anyone can see that as "fair". What if everyone who could work, just said, "Fuck it, I ain't workin' no more!"
If someone needs cared for, then let the family members care for them ...that's what families are for. It's not the governments place to pay for such people.
Baron Max