This can only be answered subjectively, so I'll give you my answer.
I've had three out of body experiences, this was my first back in 2001.
My experience:
I was down the South coast of England, driving at night. With no warning or reason I can think of, I was 200 ft above my car watching myself drive. I felt like I still had human shape, but I was weightless, my mind was crystal clear, very little emotion and it seemed I was all knowing. I was surrounded by darkness. A thought came to mind, do I want to stay or go, I thought of one thing I hadn't done that I wanted to do, with the speed of thought after I had made the choice I was driving as if nothing happened. Since then I have studied NDE, and the only thing I have in common with any of them is being outside the body looking down, I was perfectly healthy, no drink/drugs/meds.
This eventually led me to conclude that we are here to experience this existence, whether or not you learn anything is anyone's guess, but this is why we are here. 100% I am on this.
Hope you are still around and healthy.