I dare say the following, but I think I've got it pretty much straight, although a physicist could help me fill in the finer details that I have yet to even contemplate.
The origin of life is due to the consequences of the second law of thermodynamics that states that within a closed system - our universe - energy is used to transform disordered structures into ordered structures. Another words, that energy has to be used to transfer random molecules into organized forms of life. That life then gives off energy to ultimately create an equilibrium in the universe, and there are other structures in the universe that do the same. This is the explanation using physic's terminology, which is necessary in the beginning.
Once life is formed, the "diversity of life" is determined by Natural Selection, or Survival of the Fittest. The basic process of life has now already started but the diversity now continues according to these evolutionary forces.
One glitch in this is that in the course of evolution, in evolutionary terms, humans have reached an apex in this scenario where Survival of the Fittest no longer applies to humans, because we, as humane intelligent beings, now care so much for the infirm, disabled, and inferior that we interbreed with them.
Nevertheless, this does not detract from the second law of thermodynamics, where ultimately in the end we all die and decay, leading to more disorder, an increase in entropy, and using up energy in the process. The final ultimate state will be an equilibrium in the universe where disorder is spread out randomly and no more order can be possible. By that time - what, five billion years from now? - the universe will have spread out to its entirity and then recollapse and then the cycle will begin again.