So there was no start of a clock and yet there is 13.7 billion years that elapsed?
What exactly do you not understand in the following..?
Our judgement that the universe has been around for any period of time, is a measurement and judgement made after the fact and based on assumptions which appear to be true now. In the case of the age of the universe primarily two assumptions. The universal constancy of the velocity of light and our interpretation of an observed redshift in the wavelengths of visible light.
Since there is no observer to time the existence of the universe from its origins, we estimate the origin based on current experience, assumptions and theory.
You want to add even more complexity?
WITHOUT MAKING ANY STATEMENT ABOUT WHAT IS REAL!
We assume that locally defined experience and experiment, which demonstrates that the velocity of light is locally constant, for all inertial observers.., that it (the velocity of light) is also cosmologically constant or universally constant over cosmological scales. That assumption gives a locally defined meaning to a "light year", both for time and distance, those 13.7 billion LYs can be associated with both times and distances of clocks and rulers we hold in our hands.
If, on the other hand, for any reason extending that locally defined constant velocity of light, to non-locally defined cosmological scales, is inaccurate, i.e. the velocity of light varies over cosmological scales, defining the age and size of the observable universe, in light years, would still be an accurate cosmological definition, while it would no longer have any locally defined meaning.