As explanations go, I think this youtube video has quite a lot to say although it's been seen here before):
http://www.youtube.com/watch?v=DdC0QN6f3G4.
It starts with a Euclidean frame (Newtonian), in which triangles sum to 180[sup]o[/sup]. In this frame, time is 'flat' and so is space: all vertical lines are parallel, and all horizontal lines are parallel. So clocks run at the same rate regardless of height above the surface.
But Einstein says that gravity curves spacetime. So we next see a frame in which the horizontal lines remain parallel (as arcs of a circle with the same centre), but the vertical lines are now 'rays' extending from a central point (above frame in the example). So this tells us that there is a way to transform all the points along the path the apple follows, from one frame to the other. For instance, all the horizontal and vertical lines intersect at right angles in both frames, the transform must preserve this angle: time remains orthogonal to space (in one dimension). Furthermore, in Einstein's frame a clock at a smaller radius of curvature has a smaller 'time distance' to follow than a clock at a greater radius.
Einstein also says gravity and acceleration are indistinguishable. Hence, the apple can be accelerating under the influence of an external force anywhere in spacetime; when it accelerates, it follows a straight path, and when it has constant velocity it follows a curved path.
But the diagrams suggest that the Einstein frame is curved because of the presence of a gravitating mass, this implies that without gravity present, acceleration itself is what curves spacetime.
That is, the apple follows a curved path when at rest in a gravitational field, but without the field the path, as such. has unknown curvature (??)